Common Questions

Is this site free?

Yes, everything here is completely free with no hidden fees.

Do you offer legal advice?

Who runs this site?

How do I prioritize my debts?

Can I use the app here?

No, this site provides educational info, not legal or tax advice.

Francis, who personally eliminated $516,000 in debt over 18 months without professionals.

Prioritize by legal risk, consequences, true cost, and time sensitivity—not just interest rates.

The debt tracking app is at app.thedebtplaybook.com, separate from this site.